Homes

Help for Homeowners and Home Buyers

Homeowner Notification: This Los Angeles County program gives you a chance to review real estate documents to make sure they are correct.
Foreclosure: What to do if you fall behind on your house payments – How to deal with your lender – How to avoid scams and get help.
Defaulted Loans And Foreclosure: If you are not able to pay your mortgage, the lender may want to foreclose. There are four main steps in this foreclosure process.
Homestead Protection: A homestead protects some of the equity in your home. If you live in the home you own, you already have an automatic homestead exemption.
Refinancing Your Home: Things to consider before you refinance – Finding the right lender – Avoiding hidden costs.
Home Equity Line of Credit: A home equity credit line lets you use the equity in your home for personal use. Understanding the benefits and risks.
Hiring a Contractor: 10 important things to know and do.
Buying a Home: Determining what you can afford – Finding the right home for you and your family – Getting a good home loan – Completing the purchase.
Avoid Predatory Lenders and Get a Good Home Loan: Avoid “predatory lenders” that offer high interest loans with hidden fees and costs. Learn how to find a good home loan and the interest rate you qualify for.
Escrow: Using an escrow company ensures that the seller receives payment for the home and that the buyer gets title to the property. An overview of what you need to know about the escrow process.
10 Common Homeowner Complaints: Ten things every homeowner needs to watch out for.
Reverse Mortgage: Reverse mortgages are for senior citizens who own homes and want monthly income from their home equity.
Co-signing for Someone Else: If you co-sign a contract for a friend or relative, you must pay if they don’t.
Bail – Using Your Home as Security for a Bail Bond: If a person on bail does not appear in court, you can lose your house.